Security & Privacy Policy
Security Policy
To ensure the security and privacy of your online banking, United Commercial Bank has implemented the latest Internet security and monitoring systems.
Information Policy
When visiting United's website, you are not required to identify yourself or give us any information about yourself, unless you specifically choose to provide personal information (for loan information requests, new account requests, or surveys, for example). Please review United Commercial Bank's Privacy Policy
Privacy Policy
June 2008
Purpose
The purpose of the Privacy Policy below is to define the Bank's policy for protecting the privacy and security of confidential customer and consumer information. The following policy is sent to all customers annually, is provided to all new customers, and is posted on all Bank web sites.
For purposes of United Commercial Bank's (The Bank or "UCB") Privacy Policy, the following definitions have been incorporated into the policy:
- Consumer information is defined as any record about an individual, whether in paper, electronic, or other form, that is a consumer report or is derived from a consumer report and that is maintained or otherwise processed by or on behalf of the Bank for a business purpose. Consumer information also means a compilation of such records.
- Service provider is defined as any person or entity that maintains, processes or otherwise is permitted access to customer or consumer information through its provision of services directly to the Bank.
Disclosures / Disclaimers
General Notices
- United Commercial Bank may modify or discontinue a service provided by a third party, with or without notice.
- The use of services provided by third party's (such as, shopping, travel, financial news, etc.) are at your sole risk. Any material, software and/or data downloaded or otherwise obtained through the use of third party provided service is at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of such material, software and/or data.
Online Fraud Prevention and Protection
Protect Yourself from E-Mail and Internet-Related Fraud
At United Commercial Bank, the security of your accounts and personal information is our top priority. Recently, the Federal Trade Commission has warned consumers about fraudulent emails and counterfeit websites that attempt to trick people into providing confidential personal information.
Additional References
- You Can Fight Identity Theft!
- "Spyware" Could Lead to Identity Theft
- The Seven Practices for Safer Computing
- Tips To Protect Your Personal Information