Guaranteed Returns

Count on guaranteed returns with our 6-month and 12-month CD accounts. Enjoy special rates of return with minimum opening balance as low as $1,000. Contact your local United Commercial Bank branch or call us for details.

Terms	APY*	Minimum Opening Balance
6-Month	1.40%	$1,000.00
12-Month	1.72%	$1,000.00

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Call Us 1-800-821-3899

*The advertised Annual Percentage Yield (APY) is accurate as of 10/10/2009. Customer must own or open any deposit account, including a checking, savings or a Money Market account in order to enjoy the advertised rate. To qualify, funds to open the new CD account must be new money to UCB. The minimum opening deposit and the minimum daily balance required to obtain the advertised APY is $1,000. Customers without any above-mentioned deposit products, 1.35% APY and 1.62% APY will apply to the 6-month and 12-month CD, respectively. Fees could reduce earnings.

UCB reserves the right to discontinue this offer at any time. Promotion details and APYs are subject to change without prior notice. Other restrictions apply. For additional account terms and conditions, please refer to our "Consumer/Business Account Agreement and Disclosures," "Supplemental Terms and Conditions" for the respective account.