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Checking Plans

Premium Checking
Designed for Customers Who Want to earn interest and are able to maintain a higher minimum balance
Benefits / Features 1
  • Enjoy higher interest rates with the 2-tiered rate structure
  • Unlimited check writing
  • Free UCB ATM and teller access
  • Overdraft protection from any statement savings or money market accounts 2
  • Free personal online banking and bill payment services
  • Free IntelliFone® Automated Account Service anywhere in the United States
Opening Balance $1,000
Minimum Daily Balance To Avoid Account Maintenance Fee $1,000
Monthly Account Maintenance Fee $12
Interest 3 Compounded daily
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1. Please refer to the Premium Checking Account's "Supplemental Terms & Conditions" for more details.     2. Federally regulated transfer limitations apply. For details, see Transfer Limitations section of each respective product's "Supplemental Terms and Conditions."     3. Variable interest rates may change daily without further notice.

For a complete description of our banking products and services, including information concerning rates, fees, balance computation methods, and compounding and crediting of interest, please contact us.

Fee Schedule