Deposits
Loans & Credit
| SmartOne Free Checking | Signature Checking | Premium Checking | Student Checking | |
| Opening Balance | $25 | $1,500 | $1,000 | $100 |
| Minimum Daily Balance To Avoid Account Maintenance Fee | None | $1,500 | $1,000 | Not Applicable |
| Monthly Account Maintenance Fee | None | $12 | $12 | None |
| Interest 1 | Not Applicable | Not Applicable | Compounded daily | Not Applicable |
1 Variable interest rates may change daily without further notice.
For a complete description of our banking products and services, including information concerning rates, fees, balance computation methods, and compounding and crediting of interest, please contact us.