Learn More about Personal Online Banking

Quick, Easy, Convenient

Enjoy FREE Access to your accounts

• View balances of your checking, savings and money market accounts - sample screen
• View front and back images of your paid checks for up to 90 days of your account's transaction history - more information
• Transfer funds between linked accounts - sample screen
• Download account transactions to personal financial management software (MS Money, Quicken 99-04)
• Review pending transactions
• Receive e-mail notification of account activities - more information
• Enroll to receive e-Statements - FAQ

 View Demo of Personal Online Banking

Enhanced Login Security

Enhanced Login Security provides an additional layer of login security to help protect you from online fraud and identity theft. This new feature will identify you as an authorized user by recognizing not only your password but also your computer. If the system does not recognize your computer, you will be asked three validation questions as an additional line of security. All you need to do is sign up for this free service, enroll your computer(s) once and you are all set!

 more information

FREE * Online Bill Pay Service

Bill Pay offers you not only the ability to pay all of your bills from one simple-to-use site, but also provides you with the convenience of receiving, viewing and managing your bills at the same online location. With this product, you will be able to:

• Use multiple checking accounts to pay your bills
• Set up to receive and pay electronic bills
• Arrange email notifications for electronic bill arrivals, due dates, upcoming payments and payments made
• Schedule automatic payment rules for each payee with electronic bills
• Request a year-end CD-ROM of bills and payments (fee applies)
• Run payment reports and create custom reports

 View Flash Demo of Bill Pay

* There is no monthly fee but certain online bill pay transaction fees, such as non-sufficient funds, stop payment, canceled check fees, and year-end CD-ROM ordering and shipping fees still apply. Please refer to our current Consumer Account Fee Schedule for specific fee information.

Enroll

Forgotten Passwords?

Make Changes

Now you can easily make the following changes online. All you need to do is to login to your Personal Online Banking, click "User Options", and select the item that you want to change.

• Change Password
• Change Timeout
• Update E-mail address
• Change UCB Newsletter Email Subscription
• Change UCB Promotional Email Subscription
• Default History Sort Order
• Change Language
• Change Start Page
• Change Account Nicknames
• Change User ID

If you wish to make the following changes on your existing accounts, fill out a change request form (PDF, 259k)

• Add / Remove Accounts to Online Banking
• Add / Change Bill Pay Checking Account Numbers
• Shut Down Online Banking / Bill Pay access

Fee Schedule

Security Policy

Privacy Policy

UCB Online Agreement (PDF, 268k)

Electronic Statement Disclosure Agreement (PDF, 43k)

Encryption and Browsers

Prevent Identity Theft

Spyware

You will need Acrobat Reader version 5 or later to view or print these forms in Portable Document Format (PDF).