Personal Computer Hardware and Software Requirements
	How do you know if your Internet Browser has 128-bit encryption?
	How do you obtain a browser that supports 128-bit encryption?
	Browsers approved for Online Banking
	Chinese Online Banking System Requirements
	Protect Your Computer From Viruses

o insure the highest level of security when performing online banking transactions, United Commercial Bank recommends that you use a browser that supports 128-bit encryption. Encryption protects your information between you and the Bank by scrambling the information transmitted between two points (between you and the Bank). A special key (either 40-bit or 128-bit) is required to unscramble the information .

You must have a personal computer running an operating system with a graphical user interface (such as Windows 3.x, Windows 95/98 or NT workstation, or Macintosh OS) and an Internet Browser which supports 128-bit encryption (see Browsers Approved for Online Banking). It is also recommended that you use at least a 33.3kbps modem.

Click here to verify that your browser has the level of security needed for United Commercial Bank’s Online Banking Services.

Once you have checked your browser, press the Close Window button once to return to this web page. If your browser does not have the required level of security, it is recommended that you download the latest version of Netscape Navigator with 128-bit encryption, Netscape Communicator with 128-bit encryption or Microsoft’s Internet Explorer with 128-bit encryption.

If you find that your browser does not support 128-bit encryption, you may:

For Microsoft’s Internet Explorer

Download a free browser from the Microsoft web site, or press the Download Now button:

• From the list of products, find your operating system (for example, Windows 98, Windows 95, etc.)
• Select the Extra Security 128-bit Browser option under your operating system.
• Follow the instructions for downloading the browser (NOTE: you must specify a U.S. residence in order to qualify for downloading the browser). The download will take approximately 2 hours using a 56kbps modem.
• Once the Internet Explorer Browser download is complete: 
  • Using the Windows Explorer, find the file ms128.exe.
  • Using your mouse, highlight the file name ms128.exe and double-click your left mouse key. This will begin the installation process.

For Netscape’s Communicator Browser (Windows 95, Windows 98, Windows NT Workstation):

Download a copy of Netscape Communicator with 128-bit encryption, by pressing the Download Now button:

• When the download page is displayed, you must complete the eligibility form. Please remember to enter a permanent U.S. residence.
• If you are eligible, the Save File screen will be displayed. Then simply select a directory to save the browser download file.
• Once the Browser download is complete, use the Windows Explorer to locate the file named cc32d4621.exe. Using a 56kbps modem, the download process may take approximately 2 hours (or it may take longer depending on your Internet Service Provider.)
• Highlight the file named cc332d4621.exe and double-click the left mouse key to start the installation process. Follow the instructions displayed on the monitor to complete the installation.

For Netscape’s Navigator Browser (Windows 95, Windows 98, and Windows NT):

Download a copy of Netscape Navigator with 128-bit encryption by pressing the Download Now button:

• When the download page is displayed, you must complete the eligibility form. Please remember to enter a permanent U.S. residence.
• If you are eligible, the Save File screen will be displayed. Select a folder in which to save the browser download file.
• Once the Browser download is complete, use the Windows Explorer to locate the file named n32d408.exe. Using a 56kbps modem, the download process may take approximately 2 hours (or it may take longer depending on your Internet Service Provider).
• Highlight the file named n32d408.exe and double-click the left mouse key to start the installation process. Follow the instructions displayed on the monitor to complete the installation.

The following is a list of recommended Internet browsers that can be used with United Commercial Bank’s Online Banking services. (NOTE: The abbreviation SCG stands for Server Gated Cryptography.)

*For America Online 6.0 or greater users, you must use Microsoft Internet Explorer 5.x to access Personal Online Banking

To access United Commercial Bank's Chinese Personal Online Banking, you will need the following software installed on your personal computer:

English Operating Systems

1 Software configuration currently not supported
2 third party Chinese translation software can be used in place of Microsoft add-in software
3 third party Chinese transaction software may not be compatible with Operating System

Chinese Operating Systems

4 Internet Browse Version 6.x and Version 7.02 or higher currently not supported

To download or find out more about the third party Chinese translation software, please click on the icon below.

     

Your computer can become infected with a computer virus when you download programs from the Internet, launch e-mail attachments or share diskettes. Protect yourself by following safe computing practices as follows:

1. Install and use Virus Protection Software. There are several Anti-Virus software products available. It is highly recommended that you purchase one of these anti-virus products and that you update the virus definition database on a regular basis (at least every few months). The updates will insure that you are protected from the latest viruses.
   
2. Don’t open e-mail attachments from unknown sources. If you receive unsolicited e-mail with an attachment, it is best to delete the message, otherwise you may inadvertently introduce a virus into your computer.
   
3. Don’t run programs from unknown or unreliable sources.
   
4. Be aware of Internet and personal computer security issues.

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