Export-Import Financing Program

United Commercial Bank (“UCB”) with the support of the Export-Import Bank of the United States (“Ex-Im Bank”) offers the Working Capital Guarantee Program to small and medium-sized U.S. companies that need financing to fulfill their export sales orders. UCB also provides the Medium Term Guarantee Program to finance the international buyer’s purchase of U.S. goods and services.

UCB’s Ex-Im Program Department is comprised of experienced lenders who can provide customized solutions to your most complex export financing needs. With the High Level Delegated Authority granted by the Export-Import Bank of the United States, you are assured the application for working capital financing will be expedited so you can grow and compete more effectively in the marketplace.

Working Capital Line of Credit

U.S. Exporter’s Benefits:

• Fulfill export sales orders
• Convert export-related inventory and accounts receivable into cash
• Generous advance rate of up to 90% against foreign receivables and 75% against export-related inventory
• For letters of credit issued under the guaranteed loan, the program only requires collateral for 25% of the value of the letter of credit

Medium-Term Loan Guarantee

International Buyer's Benefits

• Covers 100% of commercial and political risks
• Flexible financing options and repayment terms of up to 7 years
• Transaction size of up to $10 million
• Financing may also be available for used equipment, software, ancillary services (banking and legal fees) and local costs and expenses

With United Commercial Bank's experience in domestic and international trade financing and strong presence in the Greater China market, small and mid-sized businesses gain a competitive edge in the global import/export business. Our close affinity to these markets provides your business with an insider's view.

Other International Services include Lines of Credit, Documentary Credit Transactions, Export Letters of Credit, Documentary Collections, International Remittances, Foreign Exchange, and Online Trade Management System.

For more information, please contact: