Products and Services
Deposits
Lending
Other Services
Online Accounts
Business Online Banking
Other Account Logins
Commercial Real Estate Loans
United Commercial Bank provides customized financing solutions to real estate owners and investors in California. Whether you are looking to purchase or refinance a property, our real estate experts will help arrange financing to suit your individual needs.
Borrowers
- Owner-user: For acquisition, refinance or cash-out to supplement business cash flow
- Investor: For acquisition, refinance or rehabilitation of existing property (non-construction)
Properties
- Office/Research & Development
- Mixed-use
- Apartments
- Retail/Shopping Centers
- Industrial Warehouses
Loan Terms
- Maximum 10 years depending on property type with loan amortization up to 25 years.
Flexible Loan Structures
- Fully amortizing or balloon mortgages
- Interest-only bridge loans
- Cash-out option
- Structured deals
- Earn-out
Rates / Fees
- Risk-adjusted pricing
- Prime or LIBOR-indexed loans, with fixed rate options
- Loan fees and expenses may be included in the loan request
- Rate lock available at application
For more information, please contact us or call:
| Northern California | Southern California |
|
Chris Lee FVP & CRE Product Manager 555 Montgomery St., 3th Floor San Francisco, CA 94111 (415) 315-2871 |
Louis Tong First Vice President & Manager 199 S. Los Robles Ave., Suite 780 Pasadena, CA 91101 (626) 685-7240 |
| Massachusetts | |
| Raymond Tung Senior Vice President Director of New England Markets 68 Harrison Avenue, Boston, MA 02111 (617) 338-0290 |
Certain accounts and services may not be available in New York Region's branches. Please contact branches for details.
For a complete description of our banking products and services including, information concerning rates, fees, balance computation methods, and compounding and crediting of interest, please contact us.