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Commercial Real Estate Loans
United Commercial Bank provides customized financing solutions to real estate owners and investors in California. Whether you are looking to purchase or refinance a property, our real estate experts will help arrange financing to suit your individual needs.
Borrowers
- Owner-user: For acquisition, refinance or cash-out to supplement business cash flow
- Investor: For acquisition, refinance or rehabilitation of existing property (non-construction)
Properties
- Office/Research & Development
- Mixed-use
- Apartments
- Retail/Shopping Centers
- Industrial Warehouses
Loan Terms
- Maximum 10 years depending on property type with loan amortization up to 25 years.
Flexible Loan Structures
- Fully amortizing or balloon mortgages
- Interest-only bridge loans
- Cash-out option
- Structured deals
- Earn-out
Rates / Fees
- Risk-adjusted pricing
- Prime or LIBOR-indexed loans, with fixed rate options
- Loan fees and expenses may be included in the loan request
- Rate lock available at application
For more information, please contact us or call:
| Northern California | Southern California |
|
Chris Lee FVP & CRE Product Manager 555 Montgomery St., 3th Floor San Francisco, CA 94111 (415) 315-2871 |
Louis Tong First Vice President & Manager 199 S. Los Robles Ave., Suite 780 Pasadena, CA 91101 (626) 685-7240 |
| Massachusetts | |
| Raymond Tung Senior Vice President Director of New England Markets 68 Harrison Avenue, Boston, MA 02111 (617) 338-0290 |
Certain accounts and services may not be available in New York Region's branches. Please contact branches for details.
For a complete description of our banking products and services including, information concerning rates, fees, balance computation methods, and compounding and crediting of interest, please contact us.