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Business Lending

Loans and Lines of Credit

Your business is unique. Your financial solution should be too. Our experienced business bankers have the right financial solution that is as unique as your business.

UCB Microline Express

  • A revolving line of credit for small businesses
  • Line amount up to $50,000
  • Interest only payment
  • Easy access via check

UCB Business Line

  • A revolving line of credit for small businesses
  • Line amount up to $100,000
  • Business assets and other type of collateral accepted
  • Interest only payment
  • Easy access via check

UCB Business Equity Line

  • A revolving line of credit up to $250,000
  • Works the simple and easy way like a home equity line
  • First or second deed of trust on commercial or residential properties accepted
  • Interest only payment

Revolving Line of Credit

  • Customized to meet your working capital needs, whether it is for importing goods, carrying accounts receivable, or financing sales growth and business expansion
  • Line amount up to $1,000,000

Term Loans

  • Designed to meet a variety of long-term business financing needs
  • Term up to 5 years
  • Loan amount up to $1,000,000
  • Monthly principal plus interest payment

SBA Loans

  • Available for multiple purposes, such as purchase of warehouse building, acquisition of machinery, equipment, inventory and businesses; debt refinance, construction and leasehold improvement; or long-term working capital
  • Terms range from 12 months for working capital to 25 years for real property acquisition
  • Both variable and fixed rates options are offered
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For more information about UCB small business loans and lines, please contact:
Jonathan Guo
First Vice President and Manager
Business Banking Group
2295 Huntington Drive
San Marino, CA 91108
(626) 584-8251
E-mail

For more information about SBA loans, please contact:
Wai-Chun Li
First Vice President and Manager
SBA Lending Group
2295 Huntington Drive
San Marino, CA 91108
(626) 584-8272
E-mail

Certain accounts and services may not be available in New York Region's branches. Please contact Branches for details.

For a complete description of our banking products and services including, information concerning rates, fees, balance computation methods, and compounding and crediting of interest, please contact us.